Archive for Month: December 2016

Plans for 2017

The Evolution of our Plan for 2017

We started planning for early retirement and financial independence in 2016, and published our plan to get there. In part, our plan included the following salient points: Save $20,000 in the last quarter of 2016, October to December and Save $120,000 in 2017 It is time to revise the Plan. […]

A Peek Under the Skirt of Financial Blogging

My blog is coming up on its three month birthday. The year is drawing to a close. There is something about the end of the year that makes one susceptible to reflection. I found myself reflecting on my life with my new baby. What wisdom have I earned? What insights […]

Guide to Opening a Taxable Brokerage Account

A Step-By-Step Guide to Opening a Taxable Brokerage Account

Once you get your financial house in order, and are consuming personal finance blogs and books at a rate that practically ensures that you are violating one of the seven deadly sins, it is only a matter of time before you decide that you are going to have to open […]

Personal Capital Security Explained

Personal Capital Security Explained, Part 2

In part 1 of this post we covered some basics of cryptography. This post is going to make many references to part 1, so if you haven’t read part 1, proceed at your own peril. We’re now going to build on the basics to understand how Personal Capital solves two […]

Personal Capital Security Explained

Personal Capital Security Explained

I see you now, eyes steely with determination, mouth set in a grim line. You march towards your finances, resolve in your soul. You will not take no for an answer. You will master those numbers. They will bend to your will. You will make them set you free. The […]

Why I want to Retire Early: To Create

Why I Need to Be A Dolphin

“For instance, on the planet Earth, man had always assumed that he was more intelligent than dolphins because he had achieved so much—the wheel, New York, wars and so on—whilst all the dolphins had ever done was muck about in the water having a good time. But conversely, the dolphins […]

Nov 2016 financial progress update

On the path to financial independence: November 2016

There is no path to happiness; Happiness is the Path – Buddha The BITA household has had a stellar November, both financially and otherwise. As I write our monthly update on all things financial, I feel an odd mixture of pride, shame and gratitude. I am proud of all the […]