Along the Way

lifestyle design

Your Life: Off the Shelf or Made to Order?

Achieving financial independence and freeing yourself from the need to hold down a job is a pretty big goal. For a lot of us it may well be the most ambitious goal we have yet pursued. The stakes are high, the path is challenging, and the rewards are, well, pretty […]

The Position of Fuck You

“Jim Bennett: I’ve been up two and a half million. Frank: What you got on you? Jim Bennett: Nothing. Frank: What you put away? Jim Bennett: Nothing. Frank: You get up two and a half million dollars, any asshole in the world knows what to do: you get a house […]

Of Generosity and Gratitude

Toddler BITA will be turning three soon. I got cozy on the couch with good old Amazon and started to browse through toys and books in search of a birthday gift for her. We don’t spend extravagantly on her birthday presents, but for her last two birthdays we have been […]

siddhartha financial independence

Siddhartha on How To Achieve Financial Independence

Siddhartha, the protagonist of Hermann Hesse’s 1922 classic, lays eyes on Kamala, the most beautiful woman he has ever seen. In that moment he is filled with the determination to achieve a new goal: It was my resolution to learn love from this most beautiful woman. From that moment on […]

The financial independence calendar

Are We There Yet? A FIRE Calendar

  Refresh Mint obsessively. Update Spreadsheet. Stalk Personal Capital. Rinse and Repeat. Are we there yet? Are we there yet? Sound familiar?   If you are journeying towards financial independence and early retirement (FIRE), there is a good chance that you know what I’m talking about.     I discovered […]

Financial independence and parenting

Parenting on FIRE

My daughter’s third birthday is looming. I assure her that yes, of course there will be chocolate cake because nobody in their right mind would ever consider a birthday without cake, and I find myself watching her in wonder. It seems like just yesterday that she was a mewling babe […]

The Quirks of Being Middle Class Indian (and how it benefits my wallet)

Regular readers of this blog are aware that I am an immigrant from India. I moved to the U.S. just two months shy of my 30th birthday. At the age of 37 I discovered the twin ideas of financial independence and retiring early (FIRE), and I am plotting to retire […]

What is in your Happiness Portfolio?

As we plod down the path to financial independence and early retirement, we grow more financially savvy every day. We pore over our asset allocations and engage in lengthy debates about things like the value of bonds in the accumulation phase. We keep a stern eye on our expense ratios. […]

Fear versus FIRE

What is it that you fear the most? In the quiet, dark hours of the early morning, when sleep is elusive and the world is quiet, what scary thoughts creep forth from the depths of your soul? I have many small David sized fears (public speaking, cockroaches walking on my […]

Benefits of Credit Card Churning: Airport Lounge Access

That long awaited vacation is finally here. You made it to the airport on time, despite the fact that your toddler insisted that she needed to poop after you had strapped her into her seat (no, it turns out that she did not). You’re feeling the burn from dragging that […]