Along the Way

late start to financial independence

So You’re Late to the Party

If you are not a raging extrovert you are familiar with the uncomfortable feeling of arriving late to a party. If feels as if everyone turns to look at you and you quail under the weight of so many eyes sizing you up. Everyone is also a few drinks ahead […]

pigs get slaughtered

Pigs Get Slaughtered

“Bulls make money, bears make money, pigs get slaughtered” is an old Wall Street saying that has been on my mind lately. Why? Because more than once in the recent past I have found myself thinking in a way that is distinctly porcine and I’ve had to remind myself sternly […]

What Are Your Superpowers?

Being an immigrant, even one as pampered as I was, isn’t easy. I did not flee persecution. I did not run in the dead of the night, leaving behind my material possessions. I did not fear for my life. I did not have to board an overcrowded boat, and pray […]

A Plan from 1946 for the Intelligent Spending of Money

A user (/u/nope-nobody-ever) on the /r/financialindependence subreddit recently shared with the group excerpts from his grandmother’s budgeting journal dated 1946. I found what was shared fascinating, and took permission to share the journal with you (thanks again /u/nope-nobody-ever). Join me as we saunter down memory lane and study the budgets […]

what will you leave behind?

What Will You Leave Behind?

My home country of India has had more than it’s fair share of truly crappy politicians. Corruption is rampant at both the state and national levels. Every politician seems hell bent on outdoing the next in reaching new venal heights. As an example of what I am talking about, I […]

early retirement stay-at-home parent

Am I Really Retiring Early?

As the name of my blog constantly reminds both you and me, I plan to retire on the 1st of January 2021, at the ripe old age of 42. But (cue discordant music) Mr. BITA will not be retiring in January 2021. Is it then fair for me to claim […]

The Joneses Can’t Keep Up With Me

Last weekend, on a beautiful California day, the BITA backyard was overrun by a mob of toddlers. We hosted Toddler BITA’s birthday party. Forty guests were invited, fourteen of whom were children. Today I am going to cover how we went about planning this party and, of course, given our […]

lifestyle design

Your Life: Off the Shelf or Made to Order?

Achieving financial independence and freeing yourself from the need to hold down a job is a pretty big goal. For a lot of us it may well be the most ambitious goal we have yet pursued. The stakes are high, the path is challenging, and the rewards are, well, pretty […]

The Position of Fuck You

“Jim Bennett: I’ve been up two and a half million. Frank: What you got on you? Jim Bennett: Nothing. Frank: What you put away? Jim Bennett: Nothing. Frank: You get up two and a half million dollars, any asshole in the world knows what to do: you get a house […]

Of Generosity and Gratitude

Toddler BITA will be turning three soon. I got cozy on the couch with good old Amazon and started to browse through toys and books in search of a birthday gift for her. We don’t spend extravagantly on her birthday presents, but for her last two birthdays we have been […]