The Way Stuff Works

4 percent rule

Have you ever asked yourself: 4% of What?

The Trinity Study and the 4 percent rule of safe withdrawal form the bedrock of the financial independence and early retirement movement. If we did not believe that there exists some safe withdrawal rate that offers us a high probability of success should we choose to subsist off of the […]

What might the AHCA mean for Early Retirement?

The new administration has unveiled the American Health Care Act (AHCA. Really? Was it that hard to come up with a name that abbreviated to something significantly different than ACA? Make America Well Again? Second Time’s A Charm?). AHCA is a proposal for an Obamacare replacement. It has a long […]

Personal Capital Security Explained

Personal Capital Security Explained, Part 2

In part 1 of this post we covered some basics of cryptography. This post is going to make many references to part 1, so if you haven’t read part 1, proceed at your own peril. We’re now going to build on the basics to understand how Personal Capital solves two […]

Personal Capital Security Explained

Personal Capital Security Explained

I see you now, eyes steely with determination, mouth set in a grim line. You march towards your finances, resolve in your soul. You will not take no for an answer. You will master those numbers. They will bend to your will. You will make them set you free. The […]