The Position of Fuck You

“Jim Bennett: I’ve been up two and a half million.

Frank: What you got on you?

Jim Bennett: Nothing.

Frank: What you put away?

Jim Bennett: Nothing.

Frank: You get up two and a half million dollars, any asshole in the world knows what to do: you get a house with a 25 year roof, an indestructible Jap-economy shitbox, you put the rest into the system at three to five percent to pay your taxes and that’s your base, get me? That’s your fortress of fucking solitude. That puts you, for the rest of your life at a level of fuck you. Somebody wants you to do something – fuck you. Boss pisses you off – fuck you! Own your house. Have a couple bucks in the bank. Don’t drink. That’s all I have to say to anybody on any social level.”



This great scene from The Gambler summarizes succinctly the core tenet of Financial Independence (well except for the don’t drink bit. That is just crazy talk). The goal, the end game, is to establish for yourself a Position of Fuck You.


Are Good Reasons Good Enough?

There are many good reasons to establish financial independence.


How wonderful to know that you can be secure in your old age, when you will be at your most vulnerable. Yes, even more so than when you were an infant. At least then you had your parents at your beck and call. At the tail end of our lives we may well be alone, sound of neither mind nor body, facing down the Grim Reaper. If I have to go mano-a-mano with the Man with the Scythe, I’d rather do it from the warm comfort of my bed than starving and shivering under a bridge.

How nice to no longer need your job. You could decide to keep working, but to only dote on the projects that are important to you, the ones that matter, the ones that scratch the itch in your soul.

Or you could decide to quit that job you no longer need and open yourself up to all the possibilities this world has to offer. You can be an artist, but skip the whole uncomfortable starving bit. You could set yourself the task of counting the stars or learning about the secret lives of the bumble bees that frequent your garden.

How spectacular to be in a position where the amount of your children’s childhoods that you choose to miss is entirely up to you. Want to be a helicopter parent? Well, now you can. Always dreamed of being a tiger mom? Go for it!

How awesome to be able to work on your body for four hours a day if you are that special brand of masochist weirdo who thrives on sweat and tears.

How relaxing to know that if your roof springs a leak your stomach does not have to grow an ulcer. To know that you have the financial muscle to deal with those curveballs that life so enjoys throwing our way, just to keep us on our toes.


There is no dearth of good reasons to set yourself on the path to financial independence.

There are good reasons, but why settle for good? Why not go for soul satisfying instead?


A Soul Satisfying Reason to Pursue Financial Independence


While pursuing excellence and caring for your children are extremely worthwhile pursuits, can they hold a candle to the deep satisfaction of a good old fashioned fuck-you that arises from the depths of your very soul?

Position of fuck you


Can you begin to imagine how gloriously gratifying it would be to know that if life demands it of you, you will be ready, willing and able to produce a heartfelt fuck-you on demand?


I think just knowing that I am sitting on an arsenal of fuck-yous would make me a nicer person. I would rise above, steadfast in the knowledge that I have the nuclear fucking option at my disposal. How soul satisfying to know that I am choosing the higher ground because I want to, not because I have to.


Think back to every time in your life that you have swallowed your words and a chunk of your pride. Recall those times when you bent so that you would not financially break. Bring to mind those repressed memories of when someone made you feel a little bit smaller, a little bit less, simply because they had you by the financial cojones.


Remember your shame.

Remember that feeling of your soul being diminished.


Now replay that memory but this time square your shoulders, take a deep breath, reach deep within you, look the asshole in the eye and say fuck you, fuck off, blow me.

Feels pretty good doesn’t it?


Poetry, music and art are all food for the soul. The ability to say fuck-you is the fucking dessert.


That is why, boys and girls, we will chase after financial independence, we will surmount the odds, we will stay the course, and we will win for ourselves a position of fuck you.
And then we will live happily fucking ever after.


18 thoughts on “The Position of Fuck You”

  1. Amen. There have been MANY circumstances in my life where I have come away from it knowing that I had to work for that financial independence. Though we’ve encountered some setbacks, they’ve only hardened my resolve to find a way to do it better, and come out stronger the other side.

    I set my sights on having the most flexibility you can imagine when we started our family, ten years ago. Check!
    Now? The most flexibility we can possibly imagine, from mostly or all passive income, before JuggerBaby is a teenager. I don’t know how it’ll happen just yet but having that goal in sight means that I will exercise my every financial muscle to make it happen. Let’s go!

    1. That is the magic of having that much sought after position of F-U right in your sights. You know exactly where you want to be, you _are_ going to get there, and I feel sorry for anyone who presumes to get in your way.

  2. Yuck Fu! Fark You! Fuhhhhk Youuuuu! Hahaha love the energy of this post. You’re right though having FU money gives you a whole new level of zen. You are confident and empowered to take on anyone who wants to challenge you, but for the most part they are not worth your precious time or energy. Flash em a maniacal grin and walk on by

    1. Todo list:

      1. Work on improving cheshire cat impersonation
      2. Try out said impersonation at every possible opportunity
      3. Watch in satisfaction as people scurry away as fast they possibly can
      4. Rinse and repeat

  3. Nice post! Being in a position of Fuck You is pretty powerful in any position in life, not just finances. Working to set myself up for the freedom to do what I want with my time I think is getting to the ultimate fuck you position. I can’t restate any better than that excerpt from above.

    1. And you are almost within spitting distance of your Position of FU in your Castle of Solitude. Soooooooooon.

      1. I know, but it sure doesn’t feel soooon… Oh, first world problems. Me:”It doesn’t feel like retirement is coming soon, ugh, the waiting sucks”.
        Reality:”Dude, you’ll still be younger than 45 when you can retire. Shut the F up and be grateful.”

        So, yeah…. I forget to be grateful some times and need a reality check and be happy with where things are now, even if it’s still a few years out. 🙂

  4. I am working diligently to get in that position. There are definitely days that I dream about clearing off my desk and just walking out. I wouldn’t say a word to anybody. Silence sometimes speaks the loudest 🙂

    1. Oooh I kind of hope that that is how you finally decide to make your exit. And hire someone to sneakily tape the responses in the wake of your spookily silent exit.

  5. Well put. Some soul-diminishing memories are repressed even as the times and people changed, I occasionally do yearn to go back in time to say FU to those folks who made me feel small. I couldn’t muster the courage then. Of course, my Hindu upbringing also makes me forgive such transgressions as I am reminded of family elders teaching the values of being the “bigger person”. I tell myself that being financially *able* to say FU is more important than actually saying it.

    1. I absolutely agree. Being in a position of F-U will hopefully mean that we no longer actually feel the need to say it. Talk softly but carry a big stick.

  6. Every single day of my work life I have this imaginary conversation in my head with “work colleagues” and “superiors”. My FU date is July 1, 2021. That’s when I trade the grind for a future pension – another FU Brick to add to the FU Wall that I am erecting.

    Meanwhile, I plan glorious exit interview answers to the question of why I am leaving. I dream of saying something like, “when I became a nurse then a nurse practitioner, I never dreamed that I would realize my goal of doing the housekeeper’s job, the lab tech’s job, the pharmacist’s job, the IT Department’s job, the cafeteria worker’s job, the mover’s job, the construction worker’s job, the administrative assistant’s job, the doctor’s job, the HR department’s job, ad nauseum….when I think of how underpaid, overstressed and overtaxed I was for all these years, its truly a wonder I have an ounce of compassion and sanity left. The pension was the final piece to my plan and I thank you now for the ability to say FUCK you”.

    1530 days to go. Roughly, 183,600 of the hours in those days belong to me and 73,440 hours belong to the assholes running nursing into the ground.

    No, I am not burnt out…I absolutely care about my patients deeply…most of them have cancer and won’t live to see another couple of years at best. I’d really like to get back to giving them my full and undivided attention. I’d really like to get back to caring for them – just as soon as I am done covering everything in plastic because the construction worker’s have to get to the floor above me and the only way is thru my unit and I have been tasked to move all the furniture out of the way and to protect all the equipment from the ensuing falling debris by covering it in freaking plastic.

    I absolutely devour your posts. Thanks so much for being fodder for my dreams and being instrumental in helping me be meticulous with my FI plan.

    1. I am sorry to hear of the deluge of annoying, painful bureaucratic crap that is getting in the way of you pursuing your true calling. Can you imagine dealing with that if you weren’t also quietly constructing your F-U wall?

      My date is Jan 1st 2021, and call me prejudiced, but I think the cohort of 2021 is just the best : )

      “I absolutely devour your posts. Thanks so much for being fodder for my dreams and being instrumental in helping me be meticulous with my FI plan.”

      This made my day. Thank you so very much.

  7. We are not quite ready yet to say FU whenever we want. We do however start to have the thought and sent it over mentaly to the other party. That does at least 60pct of the job!!! I can live for now with the 40pct missing…

  8. I had a few jobs where I grabbed my purse, walked out and didn’t come back. I gave the silent fuck you. One time I worked temp and a few men in corner offices refused to stop smoking their cigars. Smoking was allowed then but I never saw cigar smoking in any other office. And I couldn’t breathe. In another permanent job, a mouse crossed my desk. I wasn’t waiting around for another one.

    P.S. I knew I liked you, Mrs. BITA, but now I trust you. I always trust women who say fuck.

    1. Hats off to you for executing not one, but two classy fuck-yous. As with nearly everything else in life, less is often more.

      P.S.: By that criteria I am probably the most fucking trust worthy person you know : )

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