Blog Posts

Of Generosity and Gratitude

Toddler BITA will be turning three soon. I got cozy on the couch with good old Amazon and started to browse through toys and books in search of a birthday gift for her. We don’t spend extravagantly on her birthday presents, but for her last two birthdays we have been […]

siddhartha financial independence

Siddhartha on How To Achieve Financial Independence

Siddhartha, the protagonist of Hermann Hesse’s 1922 classic, lays eyes on Kamala, the most beautiful woman he has ever seen. In that moment he is filled with the determination to achieve a new goal: It was my resolution to learn love from this most beautiful woman. From that moment on […]

On the path to financial independence: March 2017

March was an eventful month at the BITA household.   My father, who works in Botswana, decided to pay us a surprise visit (my mother had been with us since January). Mr. BITA conspired with him and on the Saturday in question, told me that he was going rock climbing […]

Exploring the World with a Toddler in Tow

“To my mind, the greatest reward and luxury of travel is to be able to experience everyday things as if for the first time, to be in a position in which almost nothing is so familiar it is taken for granted.” – Bill Bryson     When Progeny BITA popped […]

The financial independence calendar

Are We There Yet? A FIRE Calendar

  Refresh Mint obsessively. Update Spreadsheet. Stalk Personal Capital. Rinse and Repeat. Are we there yet? Are we there yet? Sound familiar?   If you are journeying towards financial independence and early retirement (FIRE), there is a good chance that you know what I’m talking about.     I discovered […]

Financial independence and parenting

Parenting on FIRE

My daughter’s third birthday is looming. I assure her that yes, of course there will be chocolate cake because nobody in their right mind would ever consider a birthday without cake, and I find myself watching her in wonder. It seems like just yesterday that she was a mewling babe […]

The Mystery of My Medical Bills (I may be a Cyborg)

The birth of Toddler BITA nearly three years ago left me with an umbilical hernia. On the 26th of January my hernia took issue with a section of my intestine and attempted to strangle it to death. This is the story of that ghastly attempted murder, and of the baffling […]

The Quirks of Being Middle Class Indian (and how it benefits my wallet)

Regular readers of this blog are aware that I am an immigrant from India. I moved to the U.S. just two months shy of my 30th birthday. At the age of 37 I discovered the twin ideas of financial independence and retiring early (FIRE), and I am plotting to retire […]

What might the AHCA mean for Early Retirement?

The new administration has unveiled the American Health Care Act (AHCA. Really? Was it that hard to come up with a name that abbreviated to something significantly different than ACA? Make America Well Again? Second Time’s A Charm?). AHCA is a proposal for an Obamacare replacement. It has a long […]

What is in your Happiness Portfolio?

As we plod down the path to financial independence and early retirement, we grow more financially savvy every day. We pore over our asset allocations and engage in lengthy debates about things like the value of bonds in the accumulation phase. We keep a stern eye on our expense ratios. […]