Blog Posts


The BackStory of Mrs. BITA: Part 5

Where did we leave off? Ah yes. There I stood, poised to take flight, to migrate across the ocean blue. Mrs. BITA crosses an Ocean With your head full of brains and your shoes full of feet, you’re too smart to go down any not-so-good street. And you may not […]


The BackStory of Mrs. BITA: Part 4

When we last parted ways my startup had shut down, and I was making my way back to India, where I no longer had a job. Mrs. BITA moves to Bangalore While my startup was coughing and hacking on its deathbed, in the world of computing a giant and a […]

The BackStory of Mrs. BITA: Part 3

At the end of part 2 I had made it through engineering college, and discovered that I liked and was good at computer science. What would corporate life be like?   Mrs. BITA enters the workforce In our final year of engineering our college invited companies on-site for campus placements. […]

The BackStory of Mrs. BITA: Part 2

We continue where we left off in Part 1, childhood fast becoming a memory, the specter of college looming. Stumbling into my future The Indian education system is big on exams. As students we are beset by tests. There are tests every month, half-yearly tests and ‘final’ exams. I experienced […]

The BackStory of Mrs. BITA: Part 1

This is the first in a series of exceedingly self-indulgent posts. There won’t be much in the way of numbers here, so if numbers are your thing, move right along and I won’t hold it against you (I: Yes, you will. Me: I will not. I: Liar box). Why am […]

Rent or buy in the Bay Area

To Buy Or Not to Buy

To buy, or not to buy, that is the question: Whether ‘tis Smarter for the pocket to buy The House and hope for outrageous Fortune, Or to Rent and ne’er repair a Thing Buying vs. renting: the eternally debated question on financial independence and personal finance forums. Conventional wisdom says […]

Is there Spare Change in your Couch?

You know that feeling of putting your hand in your jacket pocket and finding $5? Or the feeling of lifting up a sofa cushion to vacuum and discovering loose change? Finding forgotten money is a happy feeling. And maybe, just maybe, if Santa agrees that you have been a very […]

On the path to financial independence: December 2016

“To accomplish great things we must not only act, but also dream; not only plan, but also believe.” – Anatole France This quote goes to the heart of what we as a family accomplished in 2016. It was the year that we started down the path to financial independence and […]

Plans for 2017

The Evolution of our Plan for 2017

We started planning for early retirement and financial independence in 2016, and published our plan to get there. In part, our plan included the following salient points: Save $20,000 in the last quarter of 2016, October to December and Save $120,000 in 2017 It is time to revise the Plan. […]

A Peek Under the Skirt of Financial Blogging

My blog is coming up on its three month birthday. The year is drawing to a close. There is something about the end of the year that makes one susceptible to reflection. I found myself reflecting on my life with my new baby. What wisdom have I earned? What insights […]